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Wednesday, April 30, 2008

Collier County Floodplain Update

Taken from the Collier County Newsletter April 24, 2008

The Community Development and Environmental Services Division’s
Engineering Services Department is offering Floodplain Management Plan seminars to discuss updates concerning Collier County’s flood maps. Federal fl ood maps are used to determine flood zones in unincorporated Collier County. An improper flood zone designation can require homeowners to purchase flood insurance unnecessarily, costing them hundreds of dollars each year. Current FEMA flood maps are based solely on coastal surge flooding. In 1998, the Federal Emergency Management Agency provided the county with draft copies of their intentions to update the county’s flood maps. Both the county and City of Naples expressed concerns with the Floodplain Management proposed revisions of fl ood
zone heights and locations. Consequently, in 2004, the Federal Emergency Management Agency authorized Collier County government and the City of Naples to conduct a new Flood Insurance Study for
use in the development of the updated FEMA Flood Insurance Rate
Map. The county is working diligently to update the maps and
incorporate both coastal surge and inland rainfall-induced fl ooding
to accurately determine flood zones in unincorporated Collier County. The current schedule for completion of the ongoing study and production/implementation of new maps is early 2010.
The next fl oodplain management public information meeting will be
May 5 from 6:30 p.m. to 8:30 p.m. at St. John the Evangelist Church, 625 111th Avenue, Naples. For more information, visit www.colliergov.net/floodplain.

What this means folks, is that the new floodplain plan will assist in saving the homeowners money in their insurance rates. YEAH!!!!

Joani Alderuccio RN, BSN, Realtor
Alderuccio Realty Group, LLC
239-821-7408
joani@alderuccio.com
www.alderuccio.com

Prepare your home for showing

There is an art to preparing your home for showing.

Curb appeal means how attractive your home looks when viewed from the street. It is the first impression a potential buyer has of your home. Giving the outside of your home a fresh coat of paint before you put it on the market is a good idea. Keep your lawn green and mowed, sidewalks swept, plant some flowers and keep kids' toys picked up.

Once buyers come inside after seeing how attractive the outside of you home is, they need to be able to visualize themselves living here. Keep everything clean and polished. It's important to get rid of any clutter. Keep countertops and tabletops clear of everything except a bowl of fruit and fresh flowers.

We have lots of experience and have lots of ideas how you can make your home attractive to buyers. We would enjoy sharing them with you. Please give us a call or send us an email if this would be helpful to you.

Joani Alderuccio RN, BSN, Realtor
239-821-7408
joani@alderuccio.com
www.alderuccio.com

Importance of setting the right price for your home

As you prepare to sell your home, we would like to help you avoid some of the pitfalls that are out there.
Selling your home profitably requires pricing it correctly. Being realistic here is extremely important.
To set the asking price, the Fair Market Value has to be found. This is the amount your house is worth in the market today and is determined by what price similar homes have sold for. Fair market value is defined as the price an informed buyer will pay and that an informed seller will accept when neither one is under any pressure to act quickly.
Not correctly pricing your home can cost you thousands of dollars.
A good way for you to find out your home's fair market value is to obtain a written estimation, called a Comparable Market Analysis (CMA). If you would like us to prepare a CMA for you, or you would like to know more about how fair market value is figured, just call or send us an email.

Joani Alderuccio RN, BSN, Realtor
239-821-7408
joani@alderuccio.com
www.alderuccio.com

Do you need a Real Estate Agent?

Hi. As you prepare to sell your home, you may be wondering whether you really need an agent to help you sell your home. Some of the things an agent assists with in selling a home are evaluating the market to help you determine how much to ask for your home, getting the word out to buyers, screening for serious buyers, negotiating to get you the highest price, knowing the legal aspects of a sale, and guiding you through a mountain of paperwork.
We have the experience and skill to resolve any challenges that may arise during the sale of your home. If you would like to know how we would go about selling your home, please call or send us an email. We would love to answer your questions.
Feel Free to Call me today.
Joani Alderuccio RN, BSN, Realtor
239-821-7408

Tuesday, April 29, 2008

Where is your gas money going? BY TOM INCANTALUPO

Originally written for the Orlando Sentinal.

Where is your gas money going?
BY TOM INCANTALUPO
tom.incantalupo@newsday.com
9:20 PM EDT, April 26, 2008

Another day, another high.The average price for gasoline on Long Island is at a record-setting $3.791 a gallon for regular, says the AAA. And diesel? Fuhgeddaboutit: It averaged $4.648 a gallon.But where is all that cash going?According to Ray Dougher, an economist for the American Petroleum Institute, crude oil accounted for 74 cents of every dollar consumers paid for gas, which would work out to $2.765 a gallon, based on yesterday's New York State average of $3.736 for regular. Dougher added that the rest breaks down as such:59.6 cents a gallon goes to state and federal taxes -- of which Uncle Sam gets 18.4 cents a gallon, and the remainder goes to Uncle David in Albany; 26.2 cents a gallon pays for refining crude oil; and another 11.2 cents a gallon goes to distribution and marketing.And, yes, except for the taxes, each of those items includes profit for the oil industry, Dougher said. Last year's tally was about $123 billion.But the industry, including Dougher, hastens to point out that those numbers represent a rate of return of only 8.3 cents per dollar of company revenue -- a rate lower than those of the beverage, tobacco, pharmaceutical, computer, electronic and chemical industries.Those who don't buy that argument are not alone. And they'll be outraged again this week when Exxon Mobil, Chevron and Marathon Oil announce how much they made in the first three months of this year.Experts think $4 pump prices even for the least-expensive regular grade could be commonplace in many areas across the nation in coming weeks, even though a federal government report last week showed increased refinery output. The higher output suggests stronger gasoline supplies and less upward pressure on prices in coming weeks, but the major reason for soaring fuel prices this year has been the rising price of crude oil.And its price jumped again Friday by $2.46 to settle at $118.52 a barrel, for June delivery, at the New York Mercantile Exchange.Not a record, but close.
Copyright © 2008, Newsday Inc.

Monday, April 28, 2008

Naples as America's Hometown!

Friends who've migrated from Serbia enjoying Naples

We all come from somewhere. Naples represents a melting pot of individuals from all over the US and even the world. We may have grown up with snow, palm trees, ocean, lakes, or cattle, but we have come here to experience life in a sunny paradise. We build a community here. We raise our families, attend services, work, boat, play softball, date, and occasionally wonder if we made the right choice.....coming to Florida?????? Who would have thought? Life is good here. We may miss our friends from far away...but they come visit, don't they? Funny, many times they find a way to move here too...........